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How it Works
Payment plans available at checkout – Buy items now, pay later.
How it works?
Our online store, Shop RV Care, has partnered with Afterpay, Klarna, and Affirm to offer flexible installment payment options at checkout. These “buy now, pay later” services let you spread the cost of your purchases over time.
- Sign up: Create an account with Afterpay, Klarna, or Affirm. You’ll be asked to provide basic personal information and link a debit or credit card. Some providers may do a soft credit check.
- Shop: Add item(s) to your cart while shopping on Shop RV Care.
- Checkout: At checkout, select an available installment payment option such as Klarna, Afterpay, or Affirm. The options shown may vary based on the purchase amount and the provider’s approval criteria.
- Pay: Enter your debit or credit card information and complete your checkout. The first payment is charged immediately, and the remaining payments will be automatically charged to your linked card based on the schedule you select.
Once your order is processed, you can log into your Afterpay, Klarna or Affirm account to view your purchase details and make payments anytime.
Afterpay
Afterpay is a “buy now, pay later” service that allows customers to split purchases into four interest-free installments. The first payment is due at the time of purchase, and the remaining three are automatically charged every two weeks over a six-week period.
You can log into your Afterpay account at any time to view your payment schedule, make early payments, or manage your account settings. Learn more
Afterpay is available to our customers who have:
- A Canadian billing address
- A Canadian shipping address
- A Canadian Visa or Mastercard (credit or debit)
- A Canadian mobile phone number
Customers with international billing addresses, shipping addresses, or phone numbers will not be able to use Afterpay.
If you’re experiencing financial difficulty, Afterpay offers a hardship policy.
Klarna
Klarna is a “buy now, pay later” service that allows customers to split purchases into installments or defer payments for a set period. Depending on your eligibility, Klarna may offer options such as Pay in 4 interest-free installments, Pay the full amount or Pay over time.
You can manage your purchases, view your schedule, and make payments at any time by logging into your Klarna account. Learn more
To sign up for Klarna you must:
- Be a resident of Canada
- Be at least 18 years old
- Have a valid bank card/bank account
- Have a positive credit history
- Be able to receive verification codes via tex
Approval is subject to a soft credit check and Klarna’s internal assessment.
Affirm
Affirm is a “buy now, pay later” service that allows customers to split purchases into biweekly or monthly payments over time—with no hidden fees, late fees, or penalties.
You can log into your Affirm account anytime to view your payment schedule, make additional payments, or manage your information. Learn more
To use Affirm in Canada, you must:
- Be a resident of Canada
- Be at least the age of majority in your province or territory
- Have a Canadian bank account, credit card, or debit card
- Have a Canadian mobile phone number and email address
- Pass a quick soft credit check for certain plans
Returns & Refunds
You can return items purchased online on Shop RV Care the same way you would with any other payment method, as long as the items are eligible under our Return Policy.
Once we receive and approve your return, your refund will be processed through the payment provider you used:
Afterpay
- Follow Shop RV Care’s Return Policy to return your item(s).
- Afterpay will be notified of your return.
- If you’ve made payments, they will refund you for those amounts.
- Any remaining scheduled payments will be cancelled.
- Refunds may take 5–10 business days to appear, depending on your bank.
- Learn more about Afterpay Returns.
Klarna
- Follow Shop RV Care’s Return Policy to return your item(s).
- Important: After returning the item, go to the Klarna app or website and report the return by selecting the order and choosing “Report a return”.
- Klarna will pause your payment plan while the return is being processed.
- Once the return is confirmed, Klarna will update your payment schedule or issue a refund to your original payment method.
- Refunds typically take 5–7 business days, though they may take up to 14 days depending on your bank.
- Learn more about Klarna Returns.
Affirm
- Follow Shop RV Care’s Return Policy to return your item(s).
- Affirm will process a refund once we confirm your return.
- If you’ve already made payments, you’ll be reimbursed for those amounts—minus any interest paid, if applicable. Note: Interest already paid is not refundable.
- If your refund is partial, your loan balance will be reduced.
- If your refund exceeds your remaining balance, the difference (minus interest paid) will be returned to your original payment method.
- Refunds are typically processed within 3 to 10 business days, depending on your bank or card issuer.
- Learn more about Affirm Returns.
Safe & Secure
Afterpay
Afterpay is a PCI DSS Level 1 certified Service Provider—the highest level of security compliance in the payment industry. Your data is encrypted and protected through secure payment systems.
Klarna
Klarna uses advanced security measures to make online shopping safe. Its Fraud and Liability Protection helps protect you in the event of any unauthorized purchases or suspicious activity on your account.
Affirm
Affirm is committed to protecting your personal information and account data with strong encryption and security practices.
Please note: Affirm is aware of a cybersecurity incident involving Evolve Bank & Trust, a third-party partner that issues the Affirm Card (not Affirm financing). Affirm is actively investigating and will contact any affected customers directly. This incident does not impact most Affirm users. Learn more
Terms & Conditions
Afterpay Disclaimer:
To use Afterpay, you must create an account and be the age of majority in your province or territory. You must also be a resident of Canada and meet additional eligibility requirements. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. See Afterpay’s Canadian Service Terms and Agreement Terms for more information.
Klarna Disclaimer:
To use Klarna, you must create an account and meet Klarna’s Canadian eligibility criteria. Payment plan availability may vary based on your order total and approval by Klarna. See Klarna’s Canadian Legal Agreements for more information.
Affirm Disclaimer:
Financing is provided by Affirm Canada Holdings Ltd. and is subject to approval. To use Affirm, you must meet their eligibility requirements and agree to their Terms of Service and E-Sign Consent. See Affirm Canada Holdings Ltd. Terms of Service and E-Sign Consent for more information.
More Information
For full details about terms of service, payment agreements, privacy policies, and frequently asked questions, please visit the official websites of Afterpay, Klarna, and Affirm.
If you have any questions about your payment plan or account, please contact the respective provider directly: